VP, Capital & Liquidity Manager

People Drive Our Success

Are you enthusiastic, highly motivated, and have a strong work ethic? If yes, come join our team! At Cathay Bank - we strive to provide a caring culture that supports your aspirations and success. We believe people are our most valuable asset and we proudly foster growth and development empowering you to achieve your professional goals. We have thrived for 60 years and persevered through many economic cycles due to our team members' drive and optimism. Together we can make a difference in the financial future of our communities.

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GENERAL SUMMARY

The VP Capital & Liquidity Manager serves as a senior leader responsible for overseeing Cathay Bank's (the Bank) capital adequacy, liquidity risk management, and related regulatory compliance. This role manages the Bank's capital planning framework, liquidity monitoring processes, and funding strategy to ensure a strong and resilient balance sheet. Reporting directly to the Treasurer, the Capital & Liquidity Manager partners closely with ALM, FP&A, Risk, and executive leadership to support strategic planning, regulatory expectations, and long‑term financial stability.

DIRECT REPORTS

The position will manage a team.

ESSENTIAL FUNCTIONS

• Oversee the capital management framework, including capital forecasting, stress testing, and ongoing assessment of capital adequacy relative to regulatory requirements and internal targets.
• Lead capital planning activities, including capital allocation analysis, dividend planning, and evaluation of capital optimization strategies.
• Manage the Bank's LIHTC portfolio and other equity investments, assessing capital, earnings, and regulatory impacts.
• Oversee liquidity risk management, including monitoring key liquidity metrics, cash flow forecasting, and compliance with internal policies and regulatory requirements.
• Lead the development, maintenance, and execution of the Contingency Liquidity Plan (CLP), ensuring readiness under stressed conditions.
• Conduct liquidity stress testing, scenario analysis, and early‑warning indicator monitoring to identify emerging risks.
• Coordinate with Treasury, Finance, and Risk partners to ensure strong liquidity governance and alignment across functions.
• Develop and maintain the Bank's wholesale funding strategy, including FHLB advances, brokered deposits, and other secured or unsecured funding sources.
• Optimize collateral usage across funding channels to support liquidity and balance sheet efficiency.
• Prepare and present capital and liquidity results, trends, and strategic insights to senior leadership, ALCO, and other governance committees.
• Oversee regulatory reporting related to capital and liquidity, ensuring accuracy, completeness, and compliance with supervisory expectations.
• Partner with ALM on integrated balance sheet strategy, including interest rate risk considerations, scenario analysis, and stress testing frameworks.
• Support the refinement of the Bank's funds transfer pricing (FTP) methodology to ensure alignment with liquidity and capital objectives.
• Serve as the primary liaison with Model Risk Management, Internal Audit, and regulators for capital and liquidity‑related examinations, validations, and reviews.
• Oversee data quality, reporting processes, and system enhancements related to capital and liquidity analytics.
• Lead, mentor, and develop Treasury analysts and liquidity specialists, fostering a high‑performing and collaborative team environment.
• Manage and provide guidance to the team including writing annual performance evaluations and providing balanced feedback. Host 1:1s with direct reports to support their development and team meetings.

QUALIFICATIONS

• Education: Bachelor's degree in Finance, Economics, Accounting, or a related field required. Advanced degree or professional certification (CFA, FRM, or similar) preferred.
• Experience: 5-7 years of experience in capital management, ALM, Treasury, liquidity management, or related financial risk disciplines. Prior leadership or team management experience is strongly preferred.
• Skills: Strong understanding of capital adequacy frameworks, liquidity risk management, and regulatory expectations for regional banks. Strong analytical, quantitative, and financial modeling skills. Ability to communicate complex financial concepts clearly and effectively to senior executives, committees, and cross‑functional partners.

OTHER DETAILS

$148,700 - $180,200 / year
Pay determined based on job-related knowledge, skills, experience, and location.
This position may be eligible for a discretionary bonus.

Cathay Bank offers its full-time employees a competitive benefits package which is a significant part of their total compensation. It is our goal to provide employees with a comprehensive benefits package to fit their needs which includes, coverage for medical insurance, dental insurance, vision insurance, life insurance, long-term disability insurance, and flexible spending accounts (FSAs), health saving account (HSA) with company contributions, voluntary coverages, and 401(k).

Cathay Bank may collect personal information from potential job candidates and applicants. For more information on how we handle personal information and your applicable rights, please review our California Job Applicant Privacy Policy .

Cathay Bank is an Equal Opportunity and Affirmative Action Employer. We welcome applications for employment from all qualified candidates, regardless of race, color, ethnicity, ancestry, citizenship, gender, national origin, religion, age, sex (including pregnancy and related medical conditions, childbirth and breastfeeding), reproductive health decision-making, sexual orientation, gender identity and expression, genetic information or characteristics, disability or medical condition, military status or status as a protected veteran, or any other status protected by applicable law.

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Cathay Bank endeavors to make www.CathayBank.com accessible to any and all users. If you would like to contact us regarding the accessibility of our website or need assistance completing the application process, please contact, Mickey Hsu, FVP, Employee Relations Manager, at (626) 582-7370 or mickey.hsu@cathaybank.com . This contact information is for accommodation requests only and cannot be used to inquire about the status of applications.