Peoples Security Bank & Trust Company
Moosic, PA, USA
Description:
General Responsibilities: Responsible for providing analytical services relating to the lending activities of the Bank; achieving goals as established in the Credit Division’s annual operating plan; complying with operating policies and procedures established for the credit function; communicating with appropriate personnel; responding to inquiries or requests for information; maintaining appropriate records and providing assigned reports. Essential Duties: Provides analytical services relating to the lending activities of the Bank as illustrated by the following: Analyzes existing and prospective borrowers and performs all aspects of credit analysis to maintain credit integrity of loan portfolios. Conducts cash flow and collateral analysis. Identifies key risks to each approval request with appropriate mitigation. Identifies all exceptions to Credit Policy and provides appropriate mitigation. Assess all key strengths and risks of each...