Sauk Valley Bank
Harvard, IL
SS
SUMMARY
Commercial and Agribusiness Senior Credit Analyst is responsible to analyze various historical and projected financial statements of individuals and businesses to identify the degree of risk involved in extending credit. The findings are presented into a detailed report for approval or denial by executive management and/or loan committees. The report includes cash flow analysis, ratio analysis, thorough industry and market analysis, well defined sensitivity analysis, and determination of credit risk in accordance with bank policy and direction of the Chief Credit Officer. Work is closely managed and the individual gains exposure to other complex tasks within the job function. Will liaison with other departments regarding lending activities and other duties as directed by management.
Assures compliance with all Bank policies and procedures, as well as all applicable state and federal banking regulations.
ESSENTIAL DUTIES
Exposure to complex analysis...