Carter Bankshares
Lynchburg, VA, USA
SUMMARY : Under minimal direction, generates loans, deposits, fee income, and referrals through prospecting, analyzing, underwriting, approving, and closing relationships with individuals, businesses, and professionals. ESSENTIAL JOB FUNCTIONS : Calls on existing and potential customers to develop new business and/or expand and retain current business. Solicits total banking relationships by working with all lines of business partners to demonstrate full scope of bank products and services. Interviews commercial lending applicants to develop information concerning their businesses, needs, desires, abilities, and earnings to determine whether a loan may be an acceptable risk. Work closely with Credit partners in the administration of new and existing loan relationships. Makes decisions on loans and establishes terms within specified lending limits, or makes recommendations to a higher authority. Follows current loans and credit lines to ensure...