Sauk Valley Bank
Harvard, IL
**Job Summary:**
The Mortgage Loan Officer (MLO) is responsible for originating residential mortgage loans through relationship-based sales, referral development, and community engagement within an assigned market area. The MLO manages the loan relationship from initial borrower contact through application and underwriting submission, serving as the primary point of contact for borrowers, Realtors, attorneys, and referral partners. The MLO is also accountable for the accurate collection of borrower information, preparation of required disclosures, and compliance with all applicable federal and state regulations, including TRID.
**Responsibilities:**
- Generate self-sourced mortgage loan applications through various referral sources.
- Conduct borrower consultations to assess financial needs and recommend appropriate mortgage products.
- Serve as the primary relationship manager for borrowers and referral partners throughout the loan origination process.
- Complete and...