Availa Bank
Sioux City, IA
Availa Bank Description:
EEO Employer BANK CREDIT OFFICER I POSITION SUMMARY The Credit Officer I will evaluate and recommend approval of all loans, including, but not limited to, commercial real estate (CRE), commercial and industrial (C&I), Agricultural, Mortgage, and Consumer loans, all within delegated lending authority. The Credit Officer I position may also be directly responsible for managing a Credit Analyst team and will work collaboratively with the lending staff to create a smooth process for underwriting and managing a quality loan portfolio enterprise-wide. BANK CREDIT OFFICER I ESSENTIAL DUTIES AND ACCOUNTABILITIES Make and guide independent decisions on underwriting applications through evaluation of business and personal credit reports, financial statements/tax returns, and other underwriting information, and assure completeness and adherence to Bank Credit Policy Assist with the monitoring of loan performance in the bank’s portfolio and...