LAKE RIDGE BANK
Middleton, WI
Description:
Lake Ridge Bank is in search of a Credit Analyst to join our underwriting team! The Credit Analyst will be responsible for spreading financial statements as required by Lake Ridge Bank loan policy. In addition, this role will analyze and underwrite commercial credits and partner with Underwriters and Business Relationship Managers in making credit decisions. Financial Analysis Accurately spread ‘raw’ business and ag financial statements into financial spreading software as collected (includes tax returns, balance sheets, profit & loss statements, aging reports and projections). Verify accuracy and research discrepancies in ‘raw’ statements. Provide credit analysis and identify trends based on collected financials and spreads on an ongoing basis for existing customers to Business, Commercial & Ag Bankers. Monitor and verify borrowing base certificates and other loan covenants. Report findings to Underwriting Teams. Maintain financial tracking system...