Texana Bank National Association

Texana Bank National Association Description: JOB SUMMARY: Responsible for performing initial appraisal of potential borrowers by thoroughly examining their applications; assessing the credit standings of applicants through background research; and interviewing applicants to evaluate their eligibility for loan or mortgage. ESSENTIAL FUNCTIONS: Identify customer needs, explore all options, and suggest different types of loans. Review files for completeness and accuracy. Verify accuracy of system input.  Analyze file for program applicability.  Review necessary documentation, such as income and asset documentation, credit report, verifications, appraisal report, preliminary title report, etc. Follow up with clients to request additional documents as needed or to clarify important points.  Provide status updates to loan officers, borrowers and agents.   Remain up to speed regarding lending and other financial services. Coordinate all aspects of submission to underwriting,...

Texana Bank National Association Description: JOB SUMMARY: The Mortgage Branch Manager is responsible for leading, managing, and growing the Loan Production Office (LPO). This role primarily focuses on supervising and managing the day-to-day operations of the LPO and its employees while also driving mortgage loan sales. The Mortgage Branch Manager plays a key role in business development, team leadership, and regulatory compliance, ensuring the success and profitability of the branch Requirements: ESSENTIAL FUNCTIONS: Management & Leadership: Supervise and manage the daily operations of the LPO, ensuring efficiency and productivity. Oversee a team of at least two full-time LPO employees or the equivalent. Lead hiring and firing decisions by providing input into the bank’s talent management processes. Mentor and coach employees to optimize performance, business growth, and professional development. Conduct regular business planning and sales strategy meetings with...

Texana Bank National Association Description: Position Type: Part Time, Commission Only Department: Mortgage  Reports To: Mortgage Branch Manager or Sales Manager Position Summary The Mortgage Loan Originator Team Lead is responsible for originating residential mortgage loans and supporting the loan production efforts within the branch. While the role does not include direct supervisory responsibility, the Team Lead may receive overrides on qualified loans originated by other Mortgage Loan Originators. This position must meet the Outside Sales Exemption criteria as defined by the Fair Labor Standards Act (FLSA) and applicable state regulations, meaning a significant portion of the employee’s time is spent conducting sales activities away from the employer’s place of business. Key Responsibilities Originate mortgage loans in accordance with company guidelines and lending regulations Conduct borrower interviews to gather required financial information and assess...

Texana Bank National Association Description: JOB SUMMARY: The Mortgage Branch Manager is responsible for managing the Loan Production Office (LPO) while ensuring operational excellence, business growth, and regulatory compliance. This leadership role requires more than 50% of working hours dedicated to management and supervision of LPO employees while also driving mortgage loan product sales. The Mortgage Branch Manager plays a critical role in business strategy, talent management, and customer engagement to enhance the bank’s success. ESSENTIAL FUNCTIONS: Management & Leadership: Supervise and manage the daily operations of the LPO, ensuring efficiency and productivity. Oversee a team of at least two full-time LPO employees or the equivalent. Lead hiring and firing decisions by providing input into the bank’s talent management processes. Mentor and coach employees to optimize performance, business growth, and professional development. Conduct regular business...

Texana Bank National Association Description: Position Type: Full-Time, Hourly Non-Exempt Department: Mortgage Operations Reports To: Mortgage Processing Manager Salary Range: $26.44-$36.05 per hour JOB SUMMARY: Responsible for performing initial appraisal of potential borrowers by thoroughly examining their applications; assessing the credit standings of applicants through background research; and interviewing applicants to evaluate their eligibility for loan or mortgage. ESSENTIAL FUNCTIONS: Identify customer needs, explore all options, and suggest different types of loans. Review files for completeness and accuracy. Verify accuracy of system input.  Analyze file for program applicability.  Review necessary documentation, such as income and asset documentation, credit report, verifications, appraisal report, preliminary title report, etc. Follow up with clients to request additional documents as needed or to clarify important points.  Provide status...

Texana Bank National Association Description: Position Type: Full-Time or Part Time, Hourly Non-Exempt Department: Mortgage Sales Reports To: Mortgage Branch Manager or Sales Manager Position Summary The Mortgage Loan Originator is responsible for originating residential mortgage loans by developing client relationships, assessing borrower needs, and guiding applicants through the loan process. This role plays a vital part in maintaining high levels of customer satisfaction and ensuring compliance with all internal policies and applicable regulations. Key Responsibilities Originate mortgage loans in accordance with company guidelines and lending regulations Conduct borrower interviews to gather required financial information and assess eligibility Evaluate applicant financial documents to determine appropriate loan programs Educate clients on available loan products, terms, and procedures Submit complete loan applications to the processing team for approval and...

Texana Bank National Association Description: Position Type: Part Time, Commission Only Department: Mortgage  Reports To: Mortgage Branch Manager or Sales Manager Position Summary The Mortgage Loan Originator Team Lead is responsible for originating residential mortgage loans and supporting the loan production efforts within the branch. While the role does not include direct supervisory responsibility, the Team Lead may receive overrides on qualified loans originated by other Mortgage Loan Originators. This position must meet the Outside Sales Exemption criteria as defined by the Fair Labor Standards Act (FLSA) and applicable state regulations, meaning a significant portion of the employee’s time is spent conducting sales activities away from the employer’s place of business. Key Responsibilities Originate mortgage loans in accordance with company guidelines and lending regulations Conduct borrower interviews to gather required financial information and assess...

Texana Bank National Association Description: Position Type: Full-Time, Hourly Non-Exempt Department: Mortgage Operations Reports To: Mortgage Branch Manager Salary Range: $18.00-$21.00 per hour Position Summary The Junior Mortgage Loan Processor supports the mortgage team by assisting in the preparation and review of loan files prior to underwriting and closing. This entry-level role is ideal for individuals with less than two years of experience in mortgage processing. Under the supervision of the Mortgage Branch Manager and senior processors, the Junior Processor plays a key role in maintaining timely and accurate documentation, facilitating communication between parties, and helping ensure loan files meet company and regulatory standards Requirements: Key Responsibilities Collect, review, and organize borrower documents for loan processing Input and update loan file information into the loan origination system Perform preliminary document reviews to...

Texana Bank National Association Description: Position Type: Full-Time, Hourly Non-Exempt Department: Mortgage Operations Reports To: Mortgage Branch Manager Salary Range: $18.00-$22.00 per hour Position Summary The Junior Mortgage Loan Processor supports the mortgage team by assisting in the preparation and review of loan files prior to underwriting and closing. This entry-level role is ideal for individuals with less than two years of experience in mortgage processing. Under the supervision of the Mortgage Branch Manager and senior processors, the Junior Processor plays a key role in maintaining timely and accurate documentation, facilitating communication between parties, and helping ensure loan files meet company and regulatory standards Requirements: Key Responsibilities Collect, review, and organize borrower documents for loan processing Input and update loan file information into the loan origination system Perform preliminary document reviews to...

Texana Bank National Association Description: JOB SUMMARY: The Universal Banker is responsible for providing all teller-based transactions and new account functions as well as cross-selling bank products/services to new and existing customers. Must maintain and acquire knowledge of complete line of products/services offered at the bank. Provides prompt, efficient, and friendly service to customers and follows the established policies and procedures for this area, in accordance with the Bank and the supervisor’s direction. ESSENTIAL FUNCTIONS: Processes transactions within established policies and procedures to ensure operational excellence. Ensures all audit and security policies and procedures are followed in accordance with Bank policy and Federal regulations. Explain various services available and assist customers in selecting these services. Open appropriate account(s) by uncovering specific needs. Performs servicing duties: greets and direct customers as they...

Texana Bank National Association Description: Position Type: Part Time, Commission Only Department: Mortgage  Reports To: Mortgage Branch Manager or Sales Manager Position Summary The Mortgage Loan Originator Team Lead is responsible for originating residential mortgage loans and supporting the loan production efforts within the branch. While the role does not include direct supervisory responsibility, the Team Lead may receive overrides on qualified loans originated by other Mortgage Loan Originators. This position must meet the Outside Sales Exemption criteria as defined by the Fair Labor Standards Act (FLSA) and applicable state regulations, meaning a significant portion of the employee’s time is spent conducting sales activities away from the employer’s place of business. Key Responsibilities Originate mortgage loans in accordance with company guidelines and lending regulations Conduct borrower interviews to gather required financial information and assess...

Texana Bank National Association Description: Position Type: Full-Time or Part Time, Hourly Non-Exempt Department: Mortgage Sales Reports To: Mortgage Branch Manager or Sales Manager Position Summary The Mortgage Loan Originator is responsible for originating residential mortgage loans by developing client relationships, assessing borrower needs, and guiding applicants through the loan process. This role plays a vital part in maintaining high levels of customer satisfaction and ensuring compliance with all internal policies and applicable regulations. Key Responsibilities Originate mortgage loans in accordance with company guidelines and lending regulations Conduct borrower interviews to gather required financial information and assess eligibility Evaluate applicant financial documents to determine appropriate loan programs Educate clients on available loan products, terms, and procedures Submit complete loan applications to the processing team for approval and...

Texana Bank National Association Description: Position Type: Part Time, Commission Only Department: Mortgage  Reports To: Mortgage Branch Manager or Sales Manager Position Summary The Mortgage Loan Originator Team Lead is responsible for originating residential mortgage loans and supporting the loan production efforts within the branch. While the role does not include direct supervisory responsibility, the Team Lead may receive overrides on qualified loans originated by other Mortgage Loan Originators. This position must meet the Outside Sales Exemption criteria as defined by the Fair Labor Standards Act (FLSA) and applicable state regulations, meaning a significant portion of the employee’s time is spent conducting sales activities away from the employer’s place of business. Key Responsibilities Originate mortgage loans in accordance with company guidelines and lending regulations Conduct borrower interviews to gather required financial information and assess...

Texana Bank National Association Description: JOB SUMMARY: The Mortgage Branch Manager is responsible for managing the Loan Production Office (LPO) while ensuring operational excellence, business growth, and regulatory compliance. This leadership role requires more than 50% of working hours dedicated to management and supervision of LPO employees while also driving mortgage loan product sales. The Mortgage Branch Manager plays a critical role in business strategy, talent management, and customer engagement to enhance the bank’s success. ESSENTIAL FUNCTIONS: Management & Leadership: Supervise and manage the daily operations of the LPO, ensuring efficiency and productivity. Oversee a team of at least two full-time LPO employees or the equivalent. Lead hiring and firing decisions by providing input into the bank’s talent management processes. Mentor and coach employees to optimize performance, business growth, and professional development. Conduct regular business...

Texana Bank National Association Description: Position Type: Full-Time or Part Time, Hourly Non-Exempt Department: Mortgage Sales Reports To: Mortgage Branch Manager or Sales Manager Position Summary The Mortgage Loan Originator is responsible for originating residential mortgage loans by developing client relationships, assessing borrower needs, and guiding applicants through the loan process. This role plays a vital part in maintaining high levels of customer satisfaction and ensuring compliance with all internal policies and applicable regulations. Key Responsibilities Originate mortgage loans in accordance with company guidelines and lending regulations Conduct borrower interviews to gather required financial information and assess eligibility Evaluate applicant financial documents to determine appropriate loan programs Educate clients on available loan products, terms, and procedures Submit complete loan applications to the processing team for approval and...

Texana Bank National Association Description: Position Type: Part Time, Commission Only Department: Mortgage  Reports To: Mortgage Branch Manager or Sales Manager Position Summary The Mortgage Loan Originator Team Lead is responsible for originating residential mortgage loans and supporting the loan production efforts within the branch. While the role does not include direct supervisory responsibility, the Team Lead may receive overrides on qualified loans originated by other Mortgage Loan Originators. This position must meet the Outside Sales Exemption criteria as defined by the Fair Labor Standards Act (FLSA) and applicable state regulations, meaning a significant portion of the employee’s time is spent conducting sales activities away from the employer’s place of business. Key Responsibilities Originate mortgage loans in accordance with company guidelines and lending regulations Conduct borrower interviews to gather required financial information and assess...

Texana Bank National Association Description: Position Summary The Compliance Specialist plays a key role in supporting the Mortgage Division’s regulatory and operational integrity. This position is responsible for managing disclosure processes, maintaining communication with branch teams, and assisting with internal compliance inquiries. The ideal candidate is detail-oriented, organized, and committed to ensuring timely and accurate compliance practices. Requirements: Key Responsibilities Disclosure Management Prepare and send initial and revised mortgage disclosures in accordance with regulatory requirements and internal timelines Review disclosure packages for accuracy and completeness prior to delivery Pipeline Monitoring and Branch Communication Monitor the disclosure pipeline to ensure deadlines are met Communicate regularly with branch personnel regarding due dates and outstanding items Identify and escalate potential delays or compliance risks...

Texana Bank National Association Description: Position Type: Part Time, Commission Only Department: Mortgage  Reports To: Mortgage Branch Manager or Sales Manager Position Summary The Mortgage Loan Originator Team Lead is responsible for originating residential mortgage loans and supporting the loan production efforts within the branch. While the role does not include direct supervisory responsibility, the Team Lead may receive overrides on qualified loans originated by other Mortgage Loan Originators. This position must meet the Outside Sales Exemption criteria as defined by the Fair Labor Standards Act (FLSA) and applicable state regulations, meaning a significant portion of the employee’s time is spent conducting sales activities away from the employer’s place of business. Key Responsibilities Originate mortgage loans in accordance with company guidelines and lending regulations Conduct borrower interviews to gather required financial information and assess...

Texana Bank National Association Description: Position Type: Part Time, Commission Only Department: Mortgage  Reports To: Mortgage Branch Manager or Sales Manager Position Summary The Mortgage Loan Originator Team Lead is responsible for originating residential mortgage loans and supporting the loan production efforts within the branch. While the role does not include direct supervisory responsibility, the Team Lead may receive overrides on qualified loans originated by other Mortgage Loan Originators. This position must meet the Outside Sales Exemption criteria as defined by the Fair Labor Standards Act (FLSA) and applicable state regulations, meaning a significant portion of the employee’s time is spent conducting sales activities away from the employer’s place of business. Key Responsibilities Originate mortgage loans in accordance with company guidelines and lending regulations Conduct borrower interviews to gather required financial information and assess...

Texana Bank National Association Description: JOB SUMMARY: This position requires a thorough working knowledge of and ability to analyze credit reports, income documentation, assets, liabilities, property appraisals, and title reports, to insure loans meet company standards for sale into the secondary market. This person will identify, analyze, and balance transactional, borrower and property related risks and offsets to arrive at a loan decision of approval, suspense, counter offer or denial. ESSENTIAL FUNCTIONS: Review loan application package using verified data in the loan submission package. Evaluate borrower’s income relative to financial obligations. Review adequacy of credit quality and borrower qualifications. Access sources of funds and the security property. Analyze loan terms, LTV and ratios making sure they meet the program guidelines. Notify processor and loan officer of decision made. Approve loan in accordance with appropriate terms and conditions,...