Bread Financial Payments

Every career journey is personal. That's why we empower you with the tools and support to create your own success story. Be challenged. Be heard. Be valued. Be you ... be here. Job Summary The Sr Product Owner is a vital member of the agile team, collaborating with Product Managers or enablement team to define a clear tactical vision for product development or implementation. They focus on end-user experience and maintain clarity for the team to ensure successful delivery or client implementation of new and existing digital capabilities. The Sr. Product owner is aligned to a scrum team and drives the feature backlog. May drive BAU support post enablement, including analysis on reported production issues, including influencing correction; optimize processes in addressing changes to in-market requirement changes. Essential Job Functions Influence the digital capabilities roadmap by identifying new features and adding to the backlog. Stay updated with industry...

Every career journey is personal. That's why we empower you with the tools and support to create your own success story. Be challenged. Be heard. Be valued. Be you ... be here. Job Summary The Sr Product Owner is a vital member of the agile team, collaborating with Product Managers or enablement team to define a clear tactical vision for product development or implementation. They focus on end-user experience and maintain clarity for the team to ensure successful delivery or client implementation of new and existing digital capabilities. The Sr. Product owner is aligned to a scrum team and drives the feature backlog. May drive BAU support post enablement, including analysis on reported production issues, including influencing correction; optimize processes in addressing changes to in-market requirement changes. Essential Job Functions Influence the digital capabilities roadmap by identifying new features and adding to the backlog. Stay updated with industry...

Every career journey is personal. That's why we empower you with the tools and support to create your own success story. Be challenged. Be heard. Be valued. Be you ... be here. Job Summary The Associate Campaign Manager is responsible for autonomously managing a broad range of marketing and servicing campaigns across multiple products, channels, verticals and various lines of business by providing holistic management of all program designs. This position requires leveraging functional expertise within the execution space, managing internal/external stakeholders relationships, and recommending enhancements to the marketing execution workflows in alignment with organizational growth. The incumbent needs to effectively collaborate with internal partners, communicate effectively using both business and technical nomenclature, and translate business strategies into campaign execution requirements. Essential Job Functions Responsible for oversight of campaign...

Every career journey is personal. That's why we empower you with the tools and support to create your own success story. Be challenged. Be heard. Be valued. Be you ... be here. Job Summary The Senior Manager, of Journey Optimization Platforms owns the enterprise product strategy and capabilities that deliver personalized customer facing experiences. As part of the Personalization & Enablement Product team, you will be leading key efforts of our decisioning solutions designed to improve customer acquisition, marketing and servicing customer journeys. Essential Job Functions Lead the enterprise digital optimization and omni-channel orchestration platforms used to activate personalized customer facing experiences inclusive of strategic vendor management oversight. - (40%) Drive the strategic direction of our Test & Learn program and digital placement strategies in close partnership with our senior leadership teams across: Product, Marketing, Analytics,...

Every career journey is personal. That's why we empower you with the tools and support to create your own success story. Be challenged. Be heard. Be valued. Be you ... be here. Job Summary The Agentic AI Senior Product Owner is a key member of the agile team, partnering with Product Managers and enablement teams to define and execute the tactical vision for product development. This role will support emerging Agentic Commerce initiatives, including proofs of concept, brand pilots, and long‑term roadmap to help brands surface within Large Language Models (LLMs) and enable end‑to‑end digital commerce experiences from discovery through checkout. The Senior Product Owner will ensure clarity for the scrum team and drive the feature backlog across AI platforms, commerce services, and brand integrations. The role may also lead BAU support after enablement, including analyzing production issues, guiding fixes, and optimizing processes to meet evolving market needs....

Every career journey is personal. That's why we empower you with the tools and support to create your own success story. Be challenged. Be heard. Be valued. Be you ... be here. Job Summary The Product AI Agentic Senior Manager will lead a team of product owners and product managers focused on complex end-user experiences and emerging digital commerce capabilities. This role will help lead the development of new digital commerce capabilities from concept through pilot and scale, enabling AI-driven experiences that connect consumers, brands, and financing solutions within emerging commerce platforms. The Senior Manager will maintain clarity for the team to ensure successful delivery of new and existing digital capabilities and collaborate with stakeholders across technology, platform, and business teams to align product goals. This role will also manage the product lifecycle from ideation to launch, helping shape the company's strategy for AI-enabled commerce...

Every career journey is personal. That's why we empower you with the tools and support to create your own success story. Be challenged. Be heard. Be valued. Be you ... be here. Job Summary The Data Risk function within Enterprise Risk Management supports Bread Financial's commitment to responsible data stewardship. The team identifies and mitigates data-related risks by assessing data governance practices, monitoring regulatory compliance, and ensuring controls are designed and executed effectively. Associates at this level conduct analytical assessments, provide insights to Data Risk Advisors, and participate in initiatives that enhance data control maturity across the enterprise. Essential Job Functions Oversee intradepartmental initiatives focused on control enhancement, automation, and process optimization. Manage project timelines, deliverables, and stakeholder expectations to ensure projects strengthen the overall data-risk framework. - (20%) Provide...

Every career journey is personal. That's why we empower you with the tools and support to create your own success story. Be challenged. Be heard. Be valued. Be you ... be here. Job Summary The Senior Manager, of Journey Optimization Platforms owns the enterprise product strategy and capabilities that deliver personalized customer facing experiences. As part of the Personalization & Enablement Product team, you will be leading key efforts of our decisioning solutions designed to improve customer acquisition, marketing and servicing customer journeys. Essential Job Functions Lead the enterprise digital optimization and omni-channel orchestration platforms used to activate personalized customer facing experiences inclusive of strategic vendor management oversight. - (40%) Drive the strategic direction of our Test & Learn program and digital placement strategies in close partnership with our senior leadership teams across: Product, Marketing, Analytics,...

Every career journey is personal. That's why we empower you with the tools and support to create your own success story. Be challenged. Be heard. Be valued. Be you ... be here. Job Summary The Content Management Systems and Delivery Manager will lead the near-term strategic approach and execution of our enterprise content management system (CMS). This role will require using industry leading Adobe Experience Manager (AEM) technology to optimize our content build, processes and best practices to enable a scalable approach for leveraging digital content & assets across Bread Financials digital ecosystem. The Manager will work cross-functionally with our business, product, technology, customer experience, UX, operations, data and compliance teams to identify key opportunities to improve our speed-to-market and enhance our content delivery capabilities. Essential Job Functions Provide ongoing leadership to streamline and optimize CMS operations including both...

Every career journey is personal. That's why we empower you with the tools and support to create your own success story. Be challenged. Be heard. Be valued. Be you ... be here. Job Summary The Consultant delivers compliant, risk-based solutions that help the organization achieve its goals. This position effectively and independently influences internal business partners regarding the programs supported and drives and executes against compliance strategies and roadmaps in accordance with established timeframes. The Consultant advises and engages in complex compliance matters, escalates issues and risks to senior leadership, and presents to larger audience as appropriate. Essential Job Functions Drives the timely resolution of issues. Analyzes complaint themes and actions appropriately. Advises business partners on the mitigation of risks through implementation of policies, procedures, processes, and controls. - (30%) Independently champion compliance programs...

Every career journey is personal. That's why we empower you with the tools and support to create your own success story. Be challenged. Be heard. Be valued. Be you ... be here. Job Summary The Marketing Strategist assists in delivering best in class, branded marketing and loyalty strategies across multiple portfolios and channels. Leveraging data-driven insights and vertical expertise, the Strategist assists the Marketing Manager in development of marketing strategies for assigned market segments, brand partners or verticals and independently coordinates execution of those strategies. As a team, the Strategist and Manager develops acquisition or existing cardholder marketing activities that drive strong, sustainable, mutually beneficial growth in New Accounts, Accounts Receivable, Credit Sales and Profit. The Strategist works closely with their leader, peers, multiple internal groups and external agencies/vendors to develop and scale marketing programs. Essential...