Bread Financial Payments

Every career journey is personal. That's why we empower you with the tools and support to create your own success story. Be challenged. Be heard. Be valued. Be you ... be here. Job Summary The Senior Manager - Data Science role at Bread Financial delivers best-in-class actionable business insights through cutting-edge predictive models and data science techniques. The Senior Manager - Data Science is pivotal in interfacing with business partners, initiating, and managing analytics projects to generate data-driven insights and support enterprise data science needs within Bread Financial. Essential Job Functions Serve on the leadership team, provide managerial leadership to the data science team, drive insights into action, manage team goals, mentor staff, and recruit top talent. - (40%) Lead the data science product discipline, partner with business on ideation, manage the roadmap, lead discovery & solution design, and ensure successful delivery of new...

Every career journey is personal. That's why we empower you with the tools and support to create your own success story. Be challenged. Be heard. Be valued. Be you ... be here. Job Summary The Lead - ERM Specialist will support second-line oversight of the BSA/AML, OFAC, and Fraud compliance programs. This role will partner across the first and second lines to provide effective challenge, perform monitoring and testing, support risk assessments, and help ensure compliance with regulatory expectations for first-line activities. The Lead will also maintain a strong control environment through collaboration, analysis, reporting, and execution of oversight activities. Essential Job Functions Support oversight of BSA/AML, OFAC and Fraud risk management programs, including customer and enhanced due diligence (CDD/EDD), customer identification (CIP), transaction monitoring, sanctions compliance, FACT Act and fraud risk. - (25%) Perform testing, monitoring, and...

Every career journey is personal. That's why we empower you with the tools and support to create your own success story. Be challenged. Be heard. Be valued. Be you ... be here. Job Summary The Senior Associate - Client Marketing is responsible for supporting the development and implementation of client-facing marketing and loyalty strategies for assigned portfolios. The incumbent in this role works closely with their leader on day-to-day marketing execution involving multiple stakeholders. Core responsibilities include coordinating the execution of marketing strategies, as well as working closely with internal and external partners. Essential Job Functions Leads campaign coordination, partners with internal cross-disciplinary teams and Brand Partners to execute and test marketing initiatives, Reviews creative concepts and audits against best practices, branding, and positioning. Ensures compliance standards, enhances strategies through creative problem solving,...

Every career journey is personal. That's why we empower you with the tools and support to create your own success story. Be challenged. Be heard. Be valued. Be you ... be here. Job Summary This role leads the management of portfolio strategies that drive growth and positively impact P&L. This role involves overseeing high-level meetings with internal and external partners, including executive leadership level interactions, and serving as the primary escalation point across departments. Day-to-day operations focus on identifying and prioritizing key opportunities, leading projects from initiation to completion, and maintaining clear communication with partners. The role is accountable for optimizing contractual fund usage, meeting payment obligations, and maintaining expert knowledge of client contracts. Leveraging adept reporting skills to align strategies with budget and focus areas, analyzing SLA reports and considering the impacts are essential duties. This...

Every career journey is personal. That's why we empower you with the tools and support to create your own success story. Be challenged. Be heard. Be valued. Be you ... be here. Job Summary The Senior Manager, Product leads a team of product owners and/or product managers focused on complex end-user experiences and maintains clarity for the team to ensure successful delivery of new and existing digital capabilities. This role collaborates with all levels of stakeholders to align product goals. This position also manages the product lifecycle from ideation to launch. Essential Job Functions Develop and communicate the product vision and strategy. Align product goals with business objectives. Oversee the creation and maintenance of product roadmaps. - (40%) Ensure timely quality delivery of product features. Manage the product development lifecycle. Coordinate with cross-functional teams to ensure consistency and alignment across all products. - (30%) Oversee a...

Every career journey is personal. That's why we empower you with the tools and support to create your own success story. Be challenged. Be heard. Be valued. Be you ... be here. Job Summary The Lead Account Manager, Portfolio & ECM serves as the primary liaison between the organization and the client, driving strategy in partnership with senior leadership for portfolio growth and existing customer marketing. This role is pivotal in developing and nurturing client relationships and ensures the needs of both the client and organization are met. They influence and partner with matrix teams on strategies that achieve portfolio objectives and make recommendations on key portfolio opportunities. This role also manages key metrics for core customer, attrition, retention, activation, and loyalty, ensuring the successful execution of all existing customer lifecycle marketing and customer journey strategies. Essential Job Functions Maintains a productive relationship...

Every career journey is personal. That's why we empower you with the tools and support to create your own success story. Be challenged. Be heard. Be valued. Be you ... be here. Job Summary The Senior Manager, Data Quality and Metadata Management leads enterprise-wide data governance initiatives across Data Quality, Metadata Management, and Critical Data Elements (CDEs) in alignment with the Enterprise Data Strategy. This role drives data management practices within a highly regulated banking environment, ensuring compliance with regulatory requirements and interactions with regulatory organizations. The leader partners across business, risk, legal, and technology teams to establish strong data controls, oversee metadata and governance platforms such as Collibra, and improve data quality outcomes that support critical business and regulatory reporting. Success in this role requires hands-on leadership, strong banking risk and governance expertise, exceptional written...

Every career journey is personal. That's why we empower you with the tools and support to create your own success story. Be challenged. Be heard. Be valued. Be you ... be here. Job Summary The Senior Regional Field Engagement Specialist is pivotal in enhancing the client's associate and customer experience with Bread Financial products. The Field Team at Bread Financial works internally and with our clients to drive top-line sales by maximizing customer loyalty, utilizing insights and proven practices. This role involves executing strategies and providing recommendations to maximize performance and productivity. Essential Job Functions Execute engagement strategies to achieve acquisition budgets for respective clients. Analyze performance and identify critical opportunities to influence results. - (40%) Develop client relationships and execute tactics within scope. Expertise in assessing learning styles to inspire and educate clients on payment solutions. -...

Every career journey is personal. That's why we empower you with the tools and support to create your own success story. Be challenged. Be heard. Be valued. Be you ... be here. Job Summary This role is part of the Marketing Services organization, which enables marketing campaigns, customer communications, and customer engagement initiatives through campaign management, audience management, and channel execution. Within Marketing Services, Campaign Management translates business objectives and requirements into executable programs by coordinating priorities, timelines, resources, dependencies, stakeholders, and delivery activities. The role serves as a senior subject matter expert, applying deep program delivery expertise to design, coordinate, and optimize complex marketing programs and customer engagement initiatives. The role develops scalable program management approaches, translates business requirements into executable plans, and drives alignment across...

Every career journey is personal. That's why we empower you with the tools and support to create your own success story. Be challenged. Be heard. Be valued. Be you ... be here. Job Summary This role is part of the Marketing Services organization, which enables marketing campaigns, customer communications, and customer engagement initiatives through campaign management, audience management, and channel execution. Within Marketing Services, Audience Management is responsible for creating, validating, and activating customer audiences used to deliver those experiences. Working independently, the role applies customer data, audience management, and marketing technology expertise to create and deliver audience solutions aligned to business objectives. The role partners with business and technical stakeholders, resolves execution challenges, and contributes to the continuous improvement of audience management processes, controls, and operational practices. Essential Job...

Every career journey is personal. That's why we empower you with the tools and support to create your own success story. Be challenged. Be heard. Be valued. Be you ... be here. Job Summary The Model Governance Senior Analyst plays a critical role in ensuring the effective governance and oversight of our organization's models, identifying and mitigating model risks, working with our BSA/AML models, and assisting in providing insightful risk metrics and reporting to senior management. In this role, the analyst will also leverage GenAI and AI technologies to streamline workflows, enhance analytical capabilities, and drive greater efficiency across governance and reporting activities. This is an exciting opportunity to work in a dynamic and fast-paced environment, collaborating with cross-functional teams to drive model risk management excellence and support informed business decision-making. Essential Job Functions Support the development, implementation, and...